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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,123 | $80,985+10.0% | $96,576-7.7% | $75,181+18.5% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 19.66% | 27.05%-7.4pp | 25.87%-6.2pp | 160.69%-141.0pp |
| Employer contribution / active EE | $8,039 | $2,282+252.2% | $2,965+171.1% | $2,671+201.0% |
| Participant deferral / active EE | $5,353 | $3,929+36.3% | $4,851+10.4% | $4,126+29.7% |
| Admin fee / account holder | $7,024 | $6,719+4.5% | $8,253-14.9% | $5,650+24.3% |