Retirement plan

THE KUNIHOLM SCHOOL T/A THE HOLMSTEAD SCHOOL TAX SHELTERED ANNUITY

Name: THE KUNIHOLM SCHOOL T/A THE HOLMSTEAD SCHOOL - THE KUNIHOLM SCHOOL T/A THE HOLMSTEAD SCHOOL TAX SHELTERED ANNUITY (2017) Form 5500
Creator: THE KUNIHOLM SCHOOL T/A THE HOLMSTEAD SCHOOL
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE KUNIHOLM SCHOOL T/A THE HOLMSTEAD SCHOOL TAX SHELTERED ANNUITY, THE KUNIHOLM SCHOOL T/A THE HOLMSTEAD SCHOOL

THE KUNIHOLM SCHOOL T/A THE HOLMSTEAD SCHOOLEIN 22-1937143Plan #001PY 2017

14 HOPE STREET - RIDGEWOOD, NJ 07450201-447-1696LinkedIn11-50 employeese-learning

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$3.1M

+11.6% from 2016

Total participants

0.0% from 2016

Average account balance

$108,115

+11.6% from 2016

Annual return

5.08%

+7.53 pp from 2016

Benchmarks

See 5,617 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants<25

Cohort5,617 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$4.68M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$142K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

110.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$695K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$23K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.45%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$8027

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2L2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$155K

$6729 / participant

Other / not subdivided$155K100.0%

% of EOY assets

4.936%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$108,115

$73,518+47.1%

$63,003+71.6%

$147,585-26.7%

Participation rate

100.0%

77.9%+22.1pp

74.8%+25.2pp

82.8%+17.2pp

Annual return

5.08%

175.46%-170.4pp

87.59%-82.5pp

578.57%-573.5pp

Employer contribution / active EE

$4,215

$3,322+26.9%

$2,760+52.7%

$4,876-13.6%

Participant deferral / active EE

$3,790

$4,183-9.4%

$3,329+13.9%

$5,439-30.3%

Admin fee / account holder

$5,337

$5,952-10.3%

$3,600+48.2%

$10,885-51.0%

THE KUNIHOLM SCHOOL T/A THE HOLMSTEAD SCHOOL TAX SHELTERED ANNUITY

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE KUNIHOLM SCHOOL T/A THE HOLMSTEAD SCHOOL TAX SHELTERED ANNUITY

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion