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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,039 | $77,638-78.1% | $156,551-89.1% | $62,881-72.9% |
| Participation rate | 97.2% | 71.2%+26.0pp | 84.0%+13.2pp | 69.3%+27.9pp |
| Annual return | 4.51% | 50.33%-45.8pp | 32.23%-27.7pp | 20.14%-15.6pp |
| Employer contribution / active EE | $1,646 | $3,444-52.2% | $5,501-70.1% | $2,281-27.8% |
| Participant deferral / active EE | $1,831 | $3,046-39.9% | $4,871-62.4% | $3,203-42.8% |
| Admin fee / account holder | $1,591 | $5,561-71.4% | $13,028-87.8% | $4,296-63.0% |