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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,539 | $110,212+98.3% | $96,534+126.4% | $139,466+56.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 3.73% | 26.42%-22.7pp | 25.88%-22.2pp | 373.66%-369.9pp |
| Employer contribution / active EE | $1,841 | $3,620-49.1% | $2,965-37.9% | $4,754-61.3% |
| Participant deferral / active EE | $2,301 | $5,547-58.5% | $4,851-52.6% | $6,712-65.7% |
| Admin fee / account holder | $392,466 | $11,599+3283.7% | $8,253+4655.4% | $11,409+3340.1% |