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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,548 | $48,011-13.5% | $63,803-34.9% | $82,637-49.7% |
| Participation rate | 98.8% | 66.6%+32.2pp | 72.7%+26.1pp | 68.1%+30.8pp |
| Annual return | 12.19% | 19.84%-7.7pp | 543.72%-531.5pp | 53.51%-41.3pp |
| Employer contribution / active EE | $1,228 | $1,904-35.5% | $2,532-51.5% | $2,552-51.9% |
| Participant deferral / active EE | $2,973 | $2,846+4.5% | $3,843-22.6% | $4,126-27.9% |
| Admin fee / account holder | $2,066 | $3,873-46.7% | $5,196-60.2% | $7,339-71.9% |