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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,548 | $50,554-17.8% | $67,681-38.6% | $87,485-52.5% |
| Participation rate | 98.8% | 67.7%+31.1pp | 73.7%+25.1pp | 68.9%+29.9pp |
| Annual return | 12.19% | 17.81%-5.6pp | 590.58%-578.4pp | 26.06%-13.9pp |
| Employer contribution / active EE | $1,228 | $1,988-38.2% | $2,678-54.1% | $2,596-52.7% |
| Participant deferral / active EE | $2,973 | $2,961+0.4% | $3,976-25.2% | $4,274-30.4% |
| Admin fee / account holder | $2,066 | $4,132-50.0% | $6,100-66.1% | $7,775-73.4% |