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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,994 | $62,586-15.3% | $76,766-31.0% | $64,181-17.4% |
| Participation rate | 98.2% | 72.8%+25.4pp | 77.0%+21.3pp | 69.6%+28.7pp |
| Annual return | -3.10% | -1.95%-1.2pp | 2.43%-5.5pp | 7.63%-10.7pp |
| Employer contribution / active EE | $1,779 | $1,832-2.9% | $2,485-28.4% | $2,381-25.3% |
| Participant deferral / active EE | $3,607 | $3,145+14.7% | $3,851-6.4% | $3,470+3.9% |
| Admin fee / account holder | $2,578 | $4,667-44.8% | $6,675-61.4% | $4,887-47.3% |