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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,266 | $100,811+128.4% | $86,698+165.6% | $134,545+71.1% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -11.25% | 29.11%-40.4pp | 35.96%-47.2pp | 418.37%-429.6pp |
| Employer contribution / active EE | $0 | $3,490-100.0% | $2,837-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $2,455 | $5,339-54.0% | $4,656-47.3% | $6,401-61.7% |
| Admin fee / account holder | $3,278 | $10,926-70.0% | $7,492-56.2% | $11,431-71.3% |