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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,202 | $92,766-76.1% | $82,763-73.2% | $134,545-83.5% |
| Participation rate | 84.6% | 75.2%+9.4pp | 72.6%+12.1pp | 81.2%+3.4pp |
| Annual return | -4.49% | 946.97%-951.5pp | 702.45%-706.9pp | 418.37%-422.9pp |
| Employer contribution / active EE | $769 | $3,273-76.5% | $3,008-74.4% | $4,742-83.8% |
| Participant deferral / active EE | $1,536 | $4,802-68.0% | $4,395-65.1% | $6,401-76.0% |
| Admin fee / account holder | $364 | $5,978-93.9% | $5,325-93.2% | $11,431-96.8% |