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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,202 | $92,707-76.1% | $82,726-73.2% | $134,493-83.5% |
| Participation rate | 84.6% | 75.2%+9.4pp | 72.6%+12.1pp | 81.2%+3.4pp |
| Annual return | -4.49% | 945.12%-949.6pp | 701.33%-705.8pp | 418.01%-422.5pp |
| Employer contribution / active EE | $769 | $3,274-76.5% | $3,009-74.4% | $4,740-83.8% |
| Participant deferral / active EE | $1,536 | $4,801-68.0% | $4,394-65.1% | $6,400-76.0% |
| Admin fee / account holder | $364 | $5,980-93.9% | $5,328-93.2% | $11,425-96.8% |