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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,667 | $102,393+64.7% | $147,041+14.7% | $80,911+108.5% |
| Participation rate | 57.9% | 75.9%-18.0pp | 82.2%-24.3pp | 67.6%-9.8pp |
| Annual return | 9.57% | 134.95%-125.4pp | 419.21%-409.6pp | 35.63%-26.1pp |
| Employer contribution / active EE | $3,234 | $3,715-12.9% | $4,935-34.5% | $2,756+17.4% |
| Participant deferral / active EE | $7,044 | $6,647+6.0% | $8,071-12.7% | $4,297+63.9% |
| Admin fee / account holder | $45 | $7,943-99.4% | $13,006-99.7% | $6,935-99.3% |