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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,444 | $72,177+71.0% | $115,037+7.3% | $59,633+107.0% |
| Participation rate | 100.0% | 72.6%+27.4pp | 81.4%+18.6pp | 68.7%+31.3pp |
| Annual return | -3.10% | 12.02%-15.1pp | 26.14%-29.2pp | 2041.40%-2044.5pp |
| Employer contribution / active EE | $5,744 | $2,841+102.2% | $4,608+24.7% | $2,203+160.8% |
| Participant deferral / active EE | $8,032 | $4,783+67.9% | $6,026+33.3% | $3,192+151.7% |
| Admin fee / account holder | $2,141 | $4,927-56.5% | $8,175-73.8% | $4,297-50.2% |