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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,845 | $106,918+64.5% | $84,021+109.3% | $152,897+15.0% |
| Participation rate | 80.0% | 75.2%+4.8pp | 69.0%+11.0pp | 82.5%-2.5pp |
| Annual return | 21.21% | 105.01%-83.8pp | 71.32%-50.1pp | 345.43%-324.2pp |
| Employer contribution / active EE | $1,155 | $2,735-57.8% | $1,984-41.8% | $4,764-75.8% |
| Participant deferral / active EE | $5,407 | $4,012+34.8% | $3,239+66.9% | $5,851-7.6% |
| Admin fee / account holder | $13,725 | $8,288+65.6% | $6,102+124.9% | $11,599+18.3% |