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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,156 | $99,652+39.6% | $78,778+76.6% | $147,586-5.7% |
| Participation rate | 87.5% | 76.2%+11.3pp | 69.2%+18.3pp | 82.8%+4.7pp |
| Annual return | 15.79% | 47.28%-31.5pp | 35.62%-19.8pp | 578.59%-562.8pp |
| Employer contribution / active EE | $1,195 | $2,796-57.3% | $1,986-39.8% | $4,876-75.5% |
| Participant deferral / active EE | $3,549 | $3,664-3.1% | $2,958+20.0% | $5,439-34.7% |
| Admin fee / account holder | $11,154 | $7,155+55.9% | $5,134+117.3% | $10,886+2.5% |