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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,690 | $167,353-68.5% | $143,797-63.4% | $134,545-60.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -8.52% | 0.48%-9.0pp | -0.04%-8.5pp | 418.37%-426.9pp |
| Employer contribution / active EE | $2,408 | $5,620-57.2% | $4,952-51.4% | $4,742-49.2% |
| Participant deferral / active EE | $2,448 | $6,447-62.0% | $5,638-56.6% | $6,401-61.8% |
| Admin fee / account holder | $474 | $18,096-97.4% | $14,679-96.8% | $11,431-95.8% |