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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,206 | $217,432-70.5% | $185,851-65.5% | $167,553-61.7% |
| Participation rate | 88.9% | 86.1%+2.8pp | 81.7%+7.2pp | 82.1%+6.8pp |
| Annual return | 11.01% | 148.43%-137.4pp | 122.11%-111.1pp | 478.89%-467.9pp |
| Employer contribution / active EE | $1,384 | $5,874-76.4% | $5,168-73.2% | $4,840-71.4% |
| Participant deferral / active EE | $2,160 | $6,357-66.0% | $5,569-61.2% | $6,343-65.9% |
| Admin fee / account holder | $1,394 | $19,820-93.0% | $16,245-91.4% | $12,316-88.7% |