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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,999 | $115,796-61.1% | $101,264-55.6% | $158,950-71.7% |
| Participation rate | 85.7% | 79.4%+6.3pp | 75.8%+9.9pp | 82.0%+3.8pp |
| Annual return | 16.68% | 56.15%-39.5pp | 46.48%-29.8pp | 302.91%-286.2pp |
| Employer contribution / active EE | $2,994 | $4,175-28.3% | $3,660-18.2% | $4,762-37.1% |
| Participant deferral / active EE | $2,994 | $4,958-39.6% | $4,370-31.5% | $5,983-50.0% |
| Admin fee / account holder | $679 | $7,247-90.6% | $5,947-88.6% | $11,248-94.0% |