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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,034 | $176,077-12.5% | $159,455-3.4% | $167,518-8.0% |
| Participation rate | 58.3% | 84.9%-26.6pp | 82.8%-24.5pp | 82.1%-23.8pp |
| Annual return | 13.96% | 331.83%-317.9pp | 263.63%-249.7pp | 478.71%-464.8pp |
| Employer contribution / active EE | $2,120 | $5,298-60.0% | $4,830-56.1% | $4,838-56.2% |
| Participant deferral / active EE | $5,492 | $7,751-29.1% | $7,353-25.3% | $6,342-13.4% |
| Admin fee / account holder | $13,047 | $12,556+3.9% | $10,800+20.8% | $12,312+6.0% |