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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,571 | $165,361-7.1% | $149,715+2.6% | $158,950-3.4% |
| Participation rate | 70.0% | 84.6%-14.6pp | 82.5%-12.5pp | 82.0%-12.0pp |
| Annual return | 9.20% | 348.24%-339.0pp | 276.66%-267.5pp | 302.91%-293.7pp |
| Employer contribution / active EE | $2,649 | $5,103-48.1% | $4,645-43.0% | $4,762-44.4% |
| Participant deferral / active EE | $5,873 | $7,182-18.2% | $6,842-14.2% | $5,983-1.8% |
| Admin fee / account holder | $1,892 | $10,808-82.5% | $9,310-79.7% | $11,248-83.2% |