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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,571 | $165,399-7.2% | $149,745+2.6% | $158,982-3.4% |
| Participation rate | 70.0% | 84.6%-14.6pp | 82.5%-12.5pp | 82.0%-12.0pp |
| Annual return | 9.20% | 348.34%-339.1pp | 276.72%-267.5pp | 302.99%-293.8pp |
| Employer contribution / active EE | $2,649 | $5,105-48.1% | $4,646-43.0% | $4,763-44.4% |
| Participant deferral / active EE | $5,873 | $7,183-18.2% | $6,843-14.2% | $5,983-1.8% |
| Admin fee / account holder | $1,892 | $10,811-82.5% | $9,312-79.7% | $11,252-83.2% |