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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,864 | $35,183+129.8% | $73,550+9.9% | $70,126+15.3% |
| Participation rate | 93.8% | 42.9%+50.8pp | 54.9%+38.8pp | 69.5%+24.2pp |
| Annual return | 8.45% | 26.90%-18.5pp | -15.16%+23.6pp | 73.15%-64.7pp |
| Employer contribution / active EE | $1,484 | $709+109.4% | $1,219+21.7% | $2,343-36.7% |
| Participant deferral / active EE | $2,884 | $1,220+136.4% | $1,804+59.8% | $3,332-13.5% |
| Admin fee / account holder | $20,787 | $2,302+802.9% | $2,320+796.1% | $4,645+347.5% |