Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY6+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $181,015 |
Filed as: LOCKTON INVESTMENT SECURITIES, LLC Service code 49 · EIN 20-3247391 | Other Services | $73,286 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,182,945 | $46,219+2459.4% | $89,435+1222.7% | $90,274+1210.4% |
| Participation rate | 0.0% | 44.9%-44.9pp | 68.0%-68.0pp | 73.4%-73.4pp |
| Annual return | 17.73% | 25.71%-8.0pp | 245.55%-227.8pp | 53.97%-36.2pp |
| Employer contribution / active EE | $336 | $953-64.8% | $2,587-87.0% | $2,523-86.7% |
| Participant deferral / active EE | $1,129 | $2,136-47.2% | $3,890-71.0% | $4,231-73.3% |
| Admin fee / account holder | $7,870 | $147+5260.0% | $4,884+61.1% | $114+6800.2% |