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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $452,485 | $127,790+254.1% | $106,554+324.7% | $167,553+170.1% |
| Participation rate | 100.0% | 78.3%+21.7pp | 76.1%+23.9pp | 82.1%+17.9pp |
| Annual return | 19.73% | 33.88%-14.2pp | 26.80%-7.1pp | 478.89%-459.2pp |
| Employer contribution / active EE | $18,014 | $3,427+425.6% | $2,819+539.0% | $4,840+272.2% |
| Participant deferral / active EE | $19,067 | $5,088+274.7% | $4,398+333.5% | $6,343+200.6% |
| Admin fee / account holder | $2,325 | $11,231-79.3% | $7,408-68.6% | $12,316-81.1% |