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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $452,485 | $127,762+254.2% | $106,545+324.7% | $167,497+170.1% |
| Participation rate | 100.0% | 78.3%+21.7pp | 76.1%+23.9pp | 82.1%+17.9pp |
| Annual return | 19.73% | 33.87%-14.1pp | 26.80%-7.1pp | 478.62%-458.9pp |
| Employer contribution / active EE | $18,014 | $3,427+425.7% | $2,819+539.0% | $4,838+272.4% |
| Participant deferral / active EE | $19,067 | $5,087+274.8% | $4,398+333.5% | $6,341+200.7% |
| Admin fee / account holder | $2,325 | $11,226-79.3% | $7,407-68.6% | $12,310-81.1% |