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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,562 | $154,193+109.8% | $130,045+148.8% | $139,466+132.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 20.75% | 32.51%-11.8pp | -137.30%+158.1pp | 373.66%-352.9pp |
| Employer contribution / active EE | $14,455 | $5,292+173.2% | $4,321+234.5% | $4,754+204.1% |
| Participant deferral / active EE | $16,344 | $6,709+143.6% | $5,820+180.8% | $6,712+143.5% |
| Admin fee / account holder | $2,929 | $13,989-79.1% | $10,600-72.4% | $11,409-74.3% |