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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,291 | $175,259+8.6% | $149,723+27.1% | $139,487+36.4% |
| Participation rate | 70.0% | 83.4%-13.4pp | 78.8%-8.8pp | 80.3%-10.3pp |
| Annual return | 17.14% | 166.82%-149.7pp | 134.50%-117.4pp | 373.84%-356.7pp |
| Employer contribution / active EE | $1,048 | $5,478-80.9% | $4,821-78.3% | $4,755-78.0% |
| Participant deferral / active EE | $12,380 | $6,522+89.8% | $5,682+117.9% | $6,713+84.4% |
| Admin fee / account holder | $695 | $16,158-95.7% | $13,215-94.7% | $11,407-93.9% |