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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,573 | $81,358+78.9% | $155,556-6.4% | $80,959+79.8% |
| Participation rate | 87.2% | 66.3%+21.0pp | 78.2%+9.0pp | 67.7%+19.6pp |
| Annual return | 12.89% | 33.39%-20.5pp | 64.84%-52.0pp | 35.67%-22.8pp |
| Employer contribution / active EE | $278 | $3,106-91.1% | $4,675-94.1% | $2,757-89.9% |
| Participant deferral / active EE | $4,181 | $3,455+21.0% | $5,631-25.8% | $4,300-2.8% |
| Admin fee / account holder | $4,002 | $7,994-49.9% | $15,885-74.8% | $6,925-42.2% |