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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,817 | $148,623+112.5% | $135,974+132.3% | $139,466+126.4% |
| Participation rate | 95.5% | 83.9%+11.6pp | 81.9%+13.5pp | 80.3%+15.1pp |
| Annual return | 15.78% | 79.30%-63.5pp | 68.30%-52.5pp | 373.66%-357.9pp |
| Employer contribution / active EE | $2,947 | $5,246-43.8% | $4,859-39.3% | $4,754-38.0% |
| Participant deferral / active EE | $10,485 | $8,103+29.4% | $7,760+35.1% | $6,712+56.2% |
| Admin fee / account holder | $881 | $12,406-92.9% | $10,767-91.8% | $11,409-92.3% |