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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,802 | $138,102+91.7% | $125,381+111.2% | $134,532+96.8% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -17.69% | 750.73%-768.4pp | 572.31%-590.0pp | 418.27%-436.0pp |
| Employer contribution / active EE | $2,421 | $5,245-53.8% | $4,815-49.7% | $4,741-48.9% |
| Participant deferral / active EE | $9,171 | $7,801+17.6% | $7,448+23.1% | $6,401+43.3% |
| Admin fee / account holder | $3,079 | $11,568-73.4% | $10,007-69.2% | $11,429-73.1% |