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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,307 | $160,070+107.0% | $147,117+125.2% | $145,897+127.1% |
| Participation rate | 91.7% | 84.0%+7.6pp | 82.2%+9.5pp | 80.3%+11.4pp |
| Annual return | 11.60% | 98.69%-87.1pp | 420.54%-408.9pp | 552.29%-540.7pp |
| Employer contribution / active EE | $9,678 | $5,285+83.1% | $4,932+96.2% | $4,663+107.6% |
| Participant deferral / active EE | $9,752 | $8,419+15.8% | $8,065+20.9% | $6,689+45.8% |
| Admin fee / account holder | $36,834 | $15,035+145.0% | $12,993+183.5% | $13,390+175.1% |