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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,887 | $77,896+128.4% | $134,172+32.6% | $82,448+115.8% |
| Participation rate | 100.0% | 62.8%+37.2pp | 72.5%+27.5pp | 68.1%+31.9pp |
| Annual return | 14.13% | 18.21%-4.1pp | 25.30%-11.2pp | 41.64%-27.5pp |
| Employer contribution / active EE | $13,870 | $2,159+542.3% | $3,420+305.6% | $2,551+443.7% |
| Participant deferral / active EE | $14,142 | $3,162+347.2% | $4,690+201.5% | $4,139+241.6% |
| Admin fee / account holder | $7,557 | $6,336+19.3% | $12,016-37.1% | $7,234+4.5% |