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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,887 | $87,180+104.0% | $173,703+2.4% | $94,015+89.2% |
| Participation rate | 100.0% | 65.6%+34.4pp | 75.9%+24.1pp | 70.8%+29.2pp |
| Annual return | 14.13% | 14.17%0pp | 17.46%-3.3pp | 17.84%-3.7pp |
| Employer contribution / active EE | $13,870 | $2,494+456.1% | $4,288+223.5% | $2,790+397.1% |
| Participant deferral / active EE | $14,142 | $3,343+323.1% | $4,854+191.3% | $4,249+232.8% |
| Admin fee / account holder | $7,557 | $7,506+0.7% | $15,562-51.4% | $8,951-15.6% |