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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,895 | $175,257+44.9% | $149,717+69.6% | $139,456+82.1% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 17.55% | 166.70%-149.2pp | 134.41%-116.9pp | 373.45%-355.9pp |
| Employer contribution / active EE | $6,096 | $5,477+11.3% | $4,820+26.5% | $4,753+28.3% |
| Participant deferral / active EE | $6,907 | $6,521+5.9% | $5,682+21.6% | $6,711+2.9% |
| Admin fee / account holder | $514 | $16,156-96.8% | $13,213-96.1% | $11,407-95.5% |