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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,421 | $51,638+340.4% | $68,368+232.6% | $82,448+175.8% |
| Participation rate | 81.8% | 63.6%+18.2pp | 73.8%+8.1pp | 68.1%+13.8pp |
| Annual return | 12.42% | 37.53%-25.1pp | 292.57%-280.2pp | 41.64%-29.2pp |
| Employer contribution / active EE | $1,267 | $2,047-38.1% | $2,649-52.2% | $2,551-50.3% |
| Participant deferral / active EE | $5,733 | $2,914+96.8% | $4,123+39.1% | $4,139+38.5% |
| Admin fee / account holder | $3,164 | $4,643-31.9% | $5,150-38.6% | $7,234-56.3% |