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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,575 | $91,525-69.9% | $130,026-78.8% | $75,181-63.3% |
| Participation rate | 35.7% | 71.4%-35.7pp | 78.5%-42.8pp | 67.2%-31.5pp |
| Annual return | 29.11% | -631.40%+660.5pp | -137.26%+166.4pp | 160.69%-131.6pp |
| Employer contribution / active EE | $1,072 | $2,844-62.3% | $4,321-75.2% | $2,671-59.9% |
| Participant deferral / active EE | $3,951 | $4,342-9.0% | $5,821-32.1% | $4,126-4.2% |
| Admin fee / account holder | $0 | $6,778-100.0% | $10,608-100.0% | $5,650-100.0% |