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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,575 | $91,537-69.9% | $130,045-78.8% | $75,173-63.3% |
| Participation rate | 35.7% | 71.5%-35.7pp | 78.5%-42.8pp | 67.2%-31.5pp |
| Annual return | 29.11% | -631.55%+660.7pp | -137.30%+166.4pp | 160.72%-131.6pp |
| Employer contribution / active EE | $1,072 | $2,845-62.3% | $4,321-75.2% | $2,671-59.9% |
| Participant deferral / active EE | $3,951 | $4,343-9.0% | $5,820-32.1% | $4,126-4.2% |
| Admin fee / account holder | $0 | $6,780-100.0% | $10,600-100.0% | $5,651-100.0% |