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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,849 | $100,805-63.4% | $86,698-57.5% | $134,532-72.6% |
| Participation rate | 55.0% | 79.0%-24.0pp | 76.6%-21.6pp | 81.2%-26.2pp |
| Annual return | -14.55% | 29.09%-43.6pp | 35.95%-50.5pp | 418.27%-432.8pp |
| Employer contribution / active EE | $1,171 | $3,490-66.4% | $2,837-58.7% | $4,741-75.3% |
| Participant deferral / active EE | $2,923 | $5,339-45.3% | $4,656-37.2% | $6,401-54.3% |
| Admin fee / account holder | $1,784 | $10,925-83.7% | $7,493-76.2% | $11,429-84.4% |