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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,621 | $88,707-61.0% | $74,184-53.3% | $273,972-87.4% |
| Participation rate | 44.4% | 79.4%-35.0pp | 76.6%-32.2pp | 83.0%-38.6pp |
| Annual return | 5.62% | 11.94%-6.3pp | 17.74%-12.1pp | 41.46%-35.8pp |
| Employer contribution / active EE | $1,319 | $3,159-58.2% | $2,370-44.3% | $4,869-72.9% |
| Participant deferral / active EE | $1,864 | $4,212-55.7% | $3,550-47.5% | $5,287-64.7% |
| Admin fee / account holder | $1,662 | $8,717-80.9% | $5,586-70.2% | $10,133-83.6% |