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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $403,008 | $135,645+197.1% | $110,243+265.6% | $135,379+197.7% |
| Participation rate | 73.7% | 83.5%-9.8pp | 79.8%-6.1pp | 82.6%-9.0pp |
| Annual return | 1.57% | 513.24%-511.7pp | 314.76%-313.2pp | 519.79%-518.2pp |
| Employer contribution / active EE | $10,661 | $4,907+117.3% | $3,827+178.6% | $4,779+123.1% |
| Participant deferral / active EE | $172 | $5,507-96.9% | $4,672-96.3% | $5,609-96.9% |
| Admin fee / account holder | $153,239 | $11,458+1237.4% | $8,548+1692.7% | $10,828+1315.2% |