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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,088 | $65,034+72.4% | $90,970+23.2% | $79,856+40.4% |
| Participation rate | 98.8% | 61.6%+37.2pp | 69.0%+29.8pp | 69.6%+29.2pp |
| Annual return | 10.08% | 30.45%-20.4pp | 134.60%-124.5pp | 31.71%-21.6pp |
| Employer contribution / active EE | $2,179 | $1,247+74.7% | $2,122+2.7% | $2,471-11.8% |
| Participant deferral / active EE | $5,026 | $2,512+100.1% | $3,373+49.0% | $3,741+34.4% |
| Admin fee / account holder | $21,972 | $4,536+384.4% | $5,961+268.6% | $5,306+314.1% |