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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,506 | $58,493+97.5% | $84,021+37.5% | $72,975+58.3% |
| Participation rate | 100.0% | 61.2%+38.8pp | 69.0%+31.0pp | 69.5%+30.5pp |
| Annual return | 18.19% | 28.93%-10.7pp | 71.32%-53.1pp | 81.01%-62.8pp |
| Employer contribution / active EE | $1,982 | $1,163+70.4% | $1,984-0.1% | $2,440-18.8% |
| Participant deferral / active EE | $4,827 | $2,394+101.6% | $3,239+49.0% | $3,608+33.8% |
| Admin fee / account holder | $774 | $4,569-83.1% | $6,102-87.3% | $5,124-84.9% |