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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,782 | $71,230+104.7% | $93,727+55.5% | $80,959+80.1% |
| Participation rate | 100.0% | 60.4%+39.6pp | 68.7%+31.3pp | 67.7%+32.3pp |
| Annual return | 9.41% | 11.26%-1.8pp | 133.83%-124.4pp | 35.67%-26.3pp |
| Employer contribution / active EE | $4,695 | $1,565+199.9% | $2,421+93.9% | $2,757+70.3% |
| Participant deferral / active EE | $5,148 | $4,037+27.5% | $4,417+16.6% | $4,300+19.7% |
| Admin fee / account holder | $34,444 | $6,961+394.8% | $8,292+315.4% | $6,925+397.4% |