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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,782 | $71,057+105.2% | $93,654+55.7% | $80,874+80.3% |
| Participation rate | 100.0% | 60.4%+39.6pp | 68.7%+31.3pp | 67.6%+32.4pp |
| Annual return | 9.41% | 11.26%-1.8pp | 133.34%-123.9pp | 35.62%-26.2pp |
| Employer contribution / active EE | $4,695 | $1,564+200.2% | $2,421+93.9% | $2,756+70.4% |
| Participant deferral / active EE | $5,148 | $4,034+27.6% | $4,413+16.7% | $4,297+19.8% |
| Admin fee / account holder | $34,444 | $6,944+396.0% | $8,282+315.9% | $6,935+396.7% |