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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,697 | $45,872+28.0% | $77,096-23.9% | $68,486-14.3% |
| Participation rate | 93.3% | 55.9%+37.4pp | 67.9%+25.4pp | 67.9%+25.4pp |
| Annual return | -19.06% | 1.73%-20.8pp | 42.35%-61.4pp | -7.85%-11.2pp |
| Employer contribution / active EE | $1,803 | $1,650+9.3% | $2,814-36.0% | $2,597-30.6% |
| Participant deferral / active EE | $5,752 | $2,963+94.2% | $4,429+29.9% | $4,028+42.8% |
| Admin fee / account holder | $11,329 | $3,041+272.5% | $5,428+108.7% | $5,404+109.6% |