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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,672 | $43,075+210.3% | $74,577+79.2% | $62,881+112.6% |
| Participation rate | 68.1% | 58.1%+10.0pp | 68.1%0pp | 69.3%-1.2pp |
| Annual return | 7.47% | 17.50%-10.0pp | 20.47%-13.0pp | 20.14%-12.7pp |
| Employer contribution / active EE | $1,474 | $1,498-1.6% | $2,525-41.6% | $2,281-35.4% |
| Participant deferral / active EE | $4,725 | $2,389+97.8% | $3,458+36.6% | $3,203+47.5% |
| Admin fee / account holder | $13,342 | $2,840+369.8% | $4,138+222.4% | $4,296+210.6% |