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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,692 | $96,052+87.1% | $118,106+52.1% | $87,485+105.4% |
| Participation rate | 68.6% | 77.0%-8.5pp | 81.9%-13.3pp | 68.9%-0.4pp |
| Annual return | 16.14% | 24.16%-8.0pp | 19.44%-3.3pp | 26.06%-9.9pp |
| Employer contribution / active EE | $3,269 | $3,939-17.0% | $4,698-30.4% | $2,596+25.9% |
| Participant deferral / active EE | $7,102 | $5,793+22.6% | $6,619+7.3% | $4,274+66.2% |
| Admin fee / account holder | $25,100 | $7,618+229.5% | $8,973+179.7% | $7,775+222.8% |