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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,323 | $88,370+102.9% | $112,977+58.7% | $79,856+124.6% |
| Participation rate | 66.7% | 76.8%-10.1pp | 82.6%-15.9pp | 69.6%-3.0pp |
| Annual return | 14.81% | 23.16%-8.3pp | 24.24%-9.4pp | 31.71%-16.9pp |
| Employer contribution / active EE | $2,294 | $3,398-32.5% | $4,255-46.1% | $2,471-7.2% |
| Participant deferral / active EE | $6,574 | $4,536+44.9% | $5,836+12.6% | $3,741+75.7% |
| Admin fee / account holder | $755 | $5,750-86.9% | $6,294-88.0% | $5,306-85.8% |