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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,692 | $90,674+98.2% | $96,707+85.8% | $82,448+117.9% |
| Participation rate | 68.6% | 75.9%-7.4pp | 80.4%-11.8pp | 68.1%+0.5pp |
| Annual return | 16.14% | 49.05%-32.9pp | 34.78%-18.6pp | 41.64%-25.5pp |
| Employer contribution / active EE | $3,269 | $3,975-17.7% | $4,191-22.0% | $2,551+28.2% |
| Participant deferral / active EE | $7,102 | $5,696+24.7% | $5,997+18.4% | $4,139+71.6% |
| Admin fee / account holder | $25,100 | $7,568+231.7% | $7,503+234.5% | $7,234+247.0% |