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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $454,192 | $115,796+292.2% | $101,264+348.5% | $158,950+185.7% |
| Participation rate | 78.6% | 79.4%-0.8pp | 75.8%+2.8pp | 82.0%-3.4pp |
| Annual return | 14.67% | 56.15%-41.5pp | 46.48%-31.8pp | 302.91%-288.2pp |
| Employer contribution / active EE | $2,929 | $4,175-29.9% | $3,660-20.0% | $4,762-38.5% |
| Participant deferral / active EE | $9,116 | $4,958+83.9% | $4,370+108.6% | $5,983+52.4% |
| Admin fee / account holder | $91,748 | $7,247+1166.0% | $5,947+1442.8% | $11,248+715.7% |