Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,618 | $114,712-22.7% | $173,730-49.0% | $87,485+1.3% |
| Participation rate | 47.6% | 73.0%-25.4pp | 79.6%-32.0pp | 68.9%-21.3pp |
| Annual return | 14.36% | 20.18%-5.8pp | 19.96%-5.6pp | 26.06%-11.7pp |
| Employer contribution / active EE | $1,743 | $2,904-40.0% | $4,577-61.9% | $2,596-32.9% |
| Participant deferral / active EE | $3,386 | $4,642-27.1% | $6,326-46.5% | $4,274-20.8% |
| Admin fee / account holder | $8,709 | $10,210-14.7% | $17,523-50.3% | $7,775+12.0% |