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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $381,489 | $160,028+138.4% | $147,080+159.4% | $145,884+161.5% |
| Participation rate | 82.6% | 84.0%-1.4pp | 82.2%+0.4pp | 80.3%+2.3pp |
| Annual return | 11.31% | 98.60%-87.3pp | 420.17%-408.9pp | 551.85%-540.5pp |
| Employer contribution / active EE | $13,478 | $5,286+155.0% | $4,933+173.2% | $4,662+189.1% |
| Participant deferral / active EE | $8,585 | $8,422+1.9% | $8,066+6.4% | $6,690+28.3% |
| Admin fee / account holder | $14,807 | $15,030-1.5% | $12,989+14.0% | $13,392+10.6% |