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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,974 | $89,370+81.2% | $141,197+14.7% | $72,976+122.0% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 12.94% | 111.88%-98.9pp | 71.41%-58.5pp | 81.02%-68.1pp |
| Employer contribution / active EE | $7,143 | $3,115+129.3% | $4,736+50.8% | $2,440+192.7% |
| Participant deferral / active EE | $5,235 | $5,419-3.4% | $6,710-22.0% | $3,608+45.1% |
| Admin fee / account holder | $226,707 | $5,957+3705.9% | $10,265+2108.6% | $5,124+4324.3% |