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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,112 | $58,848-40.3% | $88,179-60.2% | $82,637-57.5% |
| Participation rate | 22.2% | 57.9%-35.7pp | 69.1%-46.9pp | 68.1%-45.8pp |
| Annual return | 26.07% | 22.76%+3.3pp | 64.97%-38.9pp | 53.51%-27.4pp |
| Employer contribution / active EE | $0 | $1,678-100.0% | $2,549-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $904 | $3,124-71.1% | $4,614-80.4% | $4,126-78.1% |
| Admin fee / account holder | $1,592 | $4,795-66.8% | $7,673-79.3% | $7,339-78.3% |