Retirement plan

FOURTH EDITION INC. RETIREMENT SAVINGS PLAN

Name: FOURTH EDITION INC. - FOURTH EDITION INC. RETIREMENT SAVINGS PLAN (2018) Form 5500
Creator: FOURTH EDITION INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, FOURTH EDITION INC. RETIREMENT SAVINGS PLAN, FOURTH EDITION INC.

FOURTH EDITION INC.EIN 22-1734198Plan #014PY 2018

P.O. BOX 75 - HACKENSACK, NJ 07602201-646-4300LinkedIn1001-5000 employeespublishing

Other plans on this EIN

1 filing

#001Retirement-$45.9M assets

Prospect flagsLow employer contributionWind-down / frozen

How to read this page

Total assets (EOY)

$33.3M

-15.4% from 2017

Total participants

255

-13.6% from 2017

Average account balance

$131,145

-1.7% from 2017

Annual return

-2.28%

-14.91 pp from 2017

Benchmarks

See 15,190 peers

Peer group

Industry53 - Real Estate and Rental and Leasing

Plan typeDefined contribution

Participants<25

Cohort15,190 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

Not enough data

0 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

Not enough data

0 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-0.78%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
CAPFINANCIAL PARTNERS LLC1 year Filed as: CAPFINANCIAL PARTNERS, LLC Service code 26 · EIN 26-0058143	Advisory (Participants)	$20,000
PASH STEIN PC1 year Service code 29 · EIN 22-3384189	Legal	$15,000
ROSENBERG RICH BAKER BERMAN1 year Filed as: ROSENBERG RICH BAKER BERMAN & CO. Service code 10 · EIN 22-3271252	Accounting	$15,000
JOHN HANCOCK LIFE INSURANCE COMPANY4+ years Filed as: JOHN HANCOCK RETIREMENT PLAN SVCS. Service code 15 · EIN 01-0233346	Recordkeeping	$11,230

Plan features & details

Pension benefit codes2E2F2G2J2K3H2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
InformationalWind-down / frozen
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.

Expense breakdown

Schedule H Part II

Admin total

$67K

$9532 / participant

Investment mgmt$20K30.0%
Contract admin$16K24.5%
Other / not subdivided$30K45.5%

% of EOY assets

0.200%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: ROSENBERG RICH BAKER BERMAN & CO.
Auditor EIN: 223271252
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$131,145

$211,946-38.1%

$169,452-22.6%

$135,379-3.1%

Participation rate

85.7%

82.6%+3.1pp

77.8%+7.9pp

82.6%+3.1pp

Annual return

-2.28%

3.26%-5.5pp

1.83%-4.1pp

519.79%-522.1pp

Employer contribution / active EE

$23

$5,117-99.5%

$4,157-99.4%

$4,779-99.5%

Participant deferral / active EE

$10,014

$6,075+64.8%

$5,277+89.8%

$5,609+78.5%

Admin fee / account holder

$263

$11,472-97.7%

$9,110-97.1%

$10,828-97.6%

Provider

Service type

Compensation

CAPFINANCIAL PARTNERS LLC1 year

Filed as: CAPFINANCIAL PARTNERS, LLC

Service code 26 · EIN 26-0058143

Advisory (Participants)

$20,000

PASH STEIN PC1 year

Service code 29 · EIN 22-3384189

Legal

$15,000

ROSENBERG RICH BAKER BERMAN1 year

Filed as: ROSENBERG RICH BAKER BERMAN & CO.

Service code 10 · EIN 22-3271252

Accounting

$15,000

JOHN HANCOCK LIFE INSURANCE COMPANY4+ years

Filed as: JOHN HANCOCK RETIREMENT PLAN SVCS.

Service code 15 · EIN 01-0233346

Recordkeeping

$11,230

FOURTH EDITION INC. RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

FOURTH EDITION INC. RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion