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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,646 | $80,992+9.5% | $96,534-8.2% | $75,173+17.9% |
| Participation rate | 80.8% | 71.8%+9.0pp | 76.0%+4.8pp | 67.2%+13.6pp |
| Annual return | 12.09% | 27.05%-15.0pp | 25.88%-13.8pp | 160.72%-148.6pp |
| Employer contribution / active EE | $2,702 | $2,283+18.4% | $2,965-8.9% | $2,671+1.2% |
| Participant deferral / active EE | $5,551 | $3,929+41.3% | $4,851+14.4% | $4,126+34.5% |
| Admin fee / account holder | $17,216 | $6,717+156.3% | $8,253+108.6% | $5,651+204.7% |