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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,986 | $107,368+108.6% | $92,915+141.1% | $152,909+46.5% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 20.54% | 145.64%-125.1pp | 109.45%-88.9pp | 345.46%-324.9pp |
| Employer contribution / active EE | $8,005 | $4,222+89.6% | $3,653+119.1% | $4,764+68.0% |
| Participant deferral / active EE | $5,299 | $4,848+9.3% | $4,238+25.0% | $5,851-9.4% |
| Admin fee / account holder | $4,455 | $7,082-37.1% | $5,796-23.1% | $11,601-61.6% |