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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,680 | $106,008+111.9% | $92,240+143.6% | $147,586+52.2% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 10.98% | 50.05%-39.1pp | 176.29%-165.3pp | 578.59%-567.6pp |
| Employer contribution / active EE | $9,873 | $4,333+127.8% | $3,680+168.3% | $4,876+102.5% |
| Participant deferral / active EE | $8,631 | $4,478+92.7% | $3,897+121.5% | $5,439+58.7% |
| Admin fee / account holder | $3,555 | $6,333-43.9% | $5,194-31.6% | $10,886-67.3% |